Get Financial Assistance with Home Repairs

The Housing Rehabilitation Program through Hillsborough County provides financial assistance to income eligible homeowners for making needed repairs on owner-occupied homes. Financial assistance is provided in the form of a loan. We have three service providers that serve the needs of seniors and those with special needs who’s homes require barrier removal. Hillsborough County also has one main provider that manages the Owner Occupied Housing Rehabilitation Program in Hillsborough County which is available to all eligible applicants.

Homes must be located in unincorporated Hillsborough County, which is outside the City of Tampa, and the applicant must have lived in their home for two years.

What are the benefits or an Housing Rehabilitation Program loan?

  • Deferred payment 0% interest loan
  • Portion of the loan is partially forgiven each full year you stay in your house as your principal residence until the end of the term
  • Once the term of your loan has been reached it will be satisfied and your loan forgiven

Special Needs Barrier Removal and Rehabilitation Program


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To be eligible for the Special Needs Rehabilitation Program as defined according to Section 420.004 of the Florida Statute; “an adult person requiring independent living services in order to maintain housing or develop independent living skills and who has a disabling condition; a young adult formerly in foster care who is eligible for services under s. 409.1451(5); a survivor of domestic violence as defined in s. 741.28; or a person receiving benefits under the Social Security Disability Insurance (SSDI) program or the Supplemental Security Income (SSI) program or from veterans’ disability benefits.”

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Am I eligible for Special Needs Housing Rehabilitation?

You must meet the following qualifications:

  • Home is in unincorporated Hillsborough County, or the cities of Plant City or Temple Terrace
  • Single-family home
  • Lived on your property for at least two years prior to your application date
  • Can’t have received financial assistance within the last five years from the Affordable Housing department through another program
  • Current on your existing mortgage and property taxes
  • Income eligible – currently at or below 120% of the Area Median Income (AMI)
  • Household income limits are provided by State Housing Initiatives Partnership Program (SHIP) and subject to change annually
Household size1 person2 people3 people4 people5 people6 people7 people8 people
Moderate Level of Income Level
(Up to 120% of AMI)
$50,280 $57,480 $64,680 $71,760 $77,520 $83,280 $89,040 $94,800

How do I apply for Special Needs Housing Rehabilitation?

For more information call 813-251-8437

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Owner Occupied Housing Rehabilitation Program

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Am I eligible?

You must meet the following qualifications:

  • Home is in unincorporated Hillsborough County, or the cities of Plant City or Temple Terrace
  • Single-family home
  • Lived on your property for at least two years prior to your application date
  • Can’t have received financial assistance within the last five years from the Affordable Housing department through another program
  • Current on your existing mortgage and property taxes
  • Income eligible – currently at or below 80% of the Area Median Income (AMI)
    • Household income limits are provided by State Housing Initiatives Partnership Program (SHIP) and subject to change annually
Household size1 person2 people3 people4 people5 people6 people7 people8 people
Moderate Level of Income Level
(Up to 80% of AMI)
$33,500 $38,300 $43,100 $47,850 $51,700 $55,550 $59,350 $63,200

How do I apply for Owner Occupied Housing Rehabilitation?

The Centre for Women (CFW) provides home repairs for eligible Hillsborough County low and moderate income homeowners. The purpose of this service is to allow families to continue living safely in their own homes and improve the existing housing stock of unincorporated Hillsborough County and the Cities of Plant City and Temple Terrace. CFW provides home repairs to eligible Hillsborough County citizens to low and moderate income homeowners, who are at least 60 years of age. The purpose of this service is to allow these seniors to continue living safely in their own homes and to remain independent for as long as possible.  

For more information call 813-251-8437

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For more information, contact our Affordable Housing department at (813) 612-5397.